Thank you for your interest in Grand Coast Capital Group and our lending program. Grand Coast Capital Group strives to be the private lender of choice for real estate investors when timely execution and creativity are a must. Grand Coast provides a source of short-term financing for real estate investors, builders, operators, and developers to accomplish their immediate real estate goals. Grand Coast offers several different financing options for real estate investors, but typically fall within one of the following categories:
Renovation loans are typically made to real estate investors focusing on purchasing, rehabbing, and selling residential properties, primarily either single-family or 1- 4 unit residential properties.
Bridge loans are for residential and commercial properties that need little or no repairs or improvements. Rather, a real estate investor utilizes Grand Coast to provide short-term financing to bridge the timing until the sale of the property to an end buyer and recapitalize with conventional bank financing.
Construction loans are provided to very experienced local builders and developers on entitled land in order to finance the construction and development of their project. Grand Coast typically only considers these types of loans in their local markets of Southern California and Massachusetts.
Small Balance Commercial Loans
Small balance commercial loans are for commercial income producing property with loans ranging from $200,000 to $5,000,000. These loans offer more flexibility and quicker turnarounds than traditional financing institutions. Ideal for entrepreneurs and investors seeking alternative to bank and bridge lending offering longer term fixed and amortized loans with a streamlined process.
Grand Coast Capital Loan Products
|Small Balance Core||Bridge||Renovation Loans|
|Property Types||Multi, Mixed-Use,
Retail, Office, LT Industrial,
|Rates||Starting at 6.99%||Starting at 10%||Starting at 10%|
|Loan Size||$200,000 -
|Loan Purpose||Purchase, Refinance,
|Terms||3, 5, 7, 10 Year Fixed||Up To 12 Months||Up To 12 Months|
|Amortization||30 Year||Interest Only||Interest Only|
|Loan-To-Value||Up To 80% Purchase
Up To 70% Refinance
|Up To 70% Purchase
Up To 65% Refinance
|Up To 70% ARV|
|Prepayment||5 Year (5,4,3,2,1)||None||None|